SmartBuy

What happens at the end of my SmartBuy contract if I choose to return my Holden?
We will inspect the car’s condition for excess wear and tear. You will be charged for any such excess. If you’ve exceeded the allowed number of kilometres, you’ll be charged a separate excess kilometre amount.

What is excess wear and tear?
Examples are such items as broken glass, damage to body or trim (minor paint chips or scratches are generally not considered excess wear and tear), torn, damaged or badly stained interior, missing parts, etc.

What if my Holden's value is less than my SmartBuy final payment?
The most attractive aspect of Holden SmartBuy is the vehicle return option you have at the end of the financing contract. Provided you comply with the terms of the contract, simply give Holden Financial Services 30 days written notice, return the vehicle and pay the $350 disposal fee, plus any excess charges (if applicable). You then walk away with no further obligations.

Can I trade my Holden before my term is up?
Yes, provided you pay all amounts owed to Holden Financial Services under the financing contract at that time. However, it’s worth remembering that because of the structure of Holden SmartBuy with the larger final payment, the amount you may owe during the term of the contract is likely to be greater than the trade-in offer. That's why it's important to choose a term which best suits your driving cycle.